On Wednesday, December 29, 2010, the President signed into law:
 
H.R. 6398, which provides for permanent Federal deposit insurance coverage for Interest on Lawyers Trust Accounts, the interest earned on which is used by States to support legal aid for low-income individuals;
 
H.R. 6517, the “Omnibus Trade Act of 2010,” which extends the Andean Trade Preference Act Trade Adjustment Assistance;
 
S. 3386, the “Restore Online Shoppers’ Confidence Act,” which protects online consumers from unfair and deceptive sales tactics on the Internet by:  (1) requiring companies that offer goods or services on other companies’ websites to meet certain requirements before charging consumers’ financial accounts; (2) prohibiting companies from transferring their customers’ billing information to companies that are offering goods or services on their websites; and (3) requiring companies that use “negative options” (i.e., require consumers to take an affirmative action to reject goods or services) to meet certain minimum requirements; and
 
S. 4058, “Helping Heroes Keep Their Homes Act of 2010,” which extends enhanced protections for service members relating to mortgages and mortgage foreclosures through December 31, 2012.